What is home insurance?
Home insurance is not necessity but is something that you should consider. Not only does home insurance protect the physical building of your home but also the contents inside it. Many people underestimate the value of their home which can often result in considerable financial loss. Vavista not only brings you cheap home insurance but also offers you peace of mind with our choices of cover and a full range of optional extras whilst providing excellent customer service.
Vavista’s home insurance offers you a choice of three types of cover;
- Combined Buildings & Contents Insurance
- Buildings Only Insurance
- Contents Only Insurance
We also offer a wide range of policies that will cover:
- Unoccupied properties
- Landlords – buy to let
- Specialist policies that will over – subsidence, landslip, heave, convictions, and flooding
We understand that your home may be your most valuable asset so it’s important we get the right cover for you. Compare home insurance quotes with Vavista and get cheap home insurance cover today. You can also find us on top insurance comparison sites.
Why choose Vavista?
Affordable – Vavista provides cheap home insurance. Our excellent range of optional extras allows you to customise your cover. Compare home insurance with us and let us find the best insurance policy for you.
Added protection – We offer home emergency extension cover. This protects you against any boiler breakdowns, sudden leaks, failure of water, gas or electricity supply. As well as worldwide all risk insurance to cover your possessions aboard, for extra security.
Optional extras – Create your perfect package with our range of insurance more products. These include legal cover, key cover, appliance cover and home emergency cover.
Self-help service – If you are in a rush, we have a fantastic ‘self-help’ service. Here you can find answers to your questions about home insurance without having to call in.
Competitive rates – We give you access to a panel of insurers and better still, we compare all of the best prices so you don’t have to. Find a policy which suits your needs and budget best. Get your home insurance quote today from as little as £142 per year*
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Frequently Asked Questions
It is important to consider if you could afford to repair your home if it was damaged by a storm, your home was suddenly uninhabitable or your most valued possessions were stolen. Could you afford to fix the damage and replace these items? Home insurance is usually split into three parts; buildings insurance, contents insurance and combined buildings and contents cover. It is important to get the right policy so you get the right cover for you.
Contents insurance covers any item that is not part of your home. Including goods, furniture and other valuables.
Buildings insurance provide cover for the roof, walls, ceilings, floors, kitchens and bathroom suites etc. Contents cover will protect the whole contents of your home – if you were to turn your house upside down then whatever falls out would be seen as your contents. Items such as furniture and clothes. We also offer accidental damage, as an optional extra, on our policies to cover you in the event of an accident.
Your buildings sum insured is usually given to you when you buy/mortgage the property. If you’re still unsure of what this is a building surveyor would be able to tell you this.
We would recommend that you read over the policy documents before taking out a policy. If you do need more information please give us a call and speak to one of our sales agents. When taking out a quote, we will ask a series of questions. It is important that we have the correct accurate information. Our insurers and credit providers need the necessary facts to calculate your insurance risk. Please answer all questions with complete honesty and to the best of your knowledge. Once our insurers and credit providers have completed all their necessary checks. If they find that some of the questions have been answered incorrectly. It could mean that your insurance is not valid. There could be a risk that your home insurance may be cancelled, your claim could be rejected or not fully paid.
- Please be aware that our home insurance policies are for UK residents and UK properties only.
- You must be a home owner to take out buildings cover.
- You can’t have any extra products unless it’s your permanent house.
- You must be 18+ years old