Car Insurance

Call us on  0344 776 8381

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Get Affordable Insurance for Your Car

Vavista offers a range of insurance products to provide you with peace of mind. We also offer a number of optional extras such as legal expenses cover and RAC breakdown.

Vavista is committed to bringing you car insurance that is both affordable and reliable. Car insurance is a necessity, but the right policy could save you money.

Vavista offers car insurance with a number of policy options to suit a variety of clients and budgets. Comprehensive insurance offers the most extensive cover, ensuring you are protected against all possibilities. There are also a number of value added services such as extended warranty, or specialist insurance, which focuses on vintage and other specialised vehicles.

Our Credentials are Healthy

  • 8 second average call waiting time
  • Car Insurance 5 Star Defaqto Rated*
  • Options for unconventional insurance needs
  • Free Health Add On – worth over £199

Access to a rich source of health tips, recipes and articles plus exclusive access to tailored wellbeing modules on managing your individual health by Dr Sally Norton.

We’ve teamed up with health and weight expert, Dr Sally Norton, to offer you access to a free health resource which allows you to tap into a wealth of science-backed tips and recipes together with a library of research-backed weight management and wellbeing articles.

Plus you’ll be given free, exclusive access to our tailored health modules which guide you through managing your individual health needs in small, manageable and sustainable steps.

A healthy financial choice doesn’t just mean the rate you get when you purchase your car or life insurance.   Obviously price is key, and we can offer some really great prices, but choosing insurance cover that is easy to manage and provides the appropriate protection in the event of a claim can have a longer-term impact on a healthy peace of mind and healthy bank balance!


To save you time and to help answer any questions you may have before running through an online quote or speaking with one of our sales agents, please check the following criteria.

You and Any Other Driver

  • Are aged between 17-74.
  • Hold a valid UK or EU drivers licence, and are permanent residents in the UK.
  • Do not have any non-motoring convictions which are not spent under the Rehabilitation of Offenders Act.
  • Have never been refused or had special terms or cancellation imposed on previous insurance policies.

Your No Claims Bonus

  • Has been earned in the UK from a private car policy, and is not being used on another vehicle.
  • Your no claims bonus is no more than 2 years old.

The Vehicle

  • The vehicle has no more than 6 seats and all fitted in accordance with and by the manufacturer.
  • The vehicle is not subject to any form of hire or lease agreement, unless such an agreement has a term of a minimum of 12 months.
  • The vehicle is worth no more than £50,000.

If you need help, please call our sales team on: 0344 776 8381

To ensure our insurers and credit providers have the necessary facts to assess your insurance risk, verify your identity, to help prevent fraud, it is important that you provide accurate information. Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.


We want to make sure that you are full equipped with all the knowledge you will need before purchasing car insurance.

When is my car insurance due?

Most car insurance policies last one year. It is common for insurers to offer auto-renewals at the time of purchase. However, if you have not clicked this option you will be offered a renewal price a couple of weeks prior to your policy expiration date. You will need to make sure that you have a new policy in place by 23.59 on the expiration date of your current policy.

How to check car insurance?

It is a legal requirement to be insured on the road. To check if your vehicle is insured you can enter your vehicle registration into the Motor Insurance Database here.

What is comprehensive car insurance?

Comprehensive car insurance is the highest level of cover. Comprehensive cover means that if you are able to make a claim if the incident was our fault or not. You can also claim if you discover damage i.e. after parking on a street or in a public car park.

What is excess on car insurance?

Excess on car insurance is the amount you will have to pay if you make a claim. This will be agreed when buying the policy so will not be a surprise in the event of a claim. It is essentially the amount that you will contribute towards the claim.

What insurance group is my car?

Cars are scored and placed into 50 insurance groups. These groups are factored into the price of your insurance i.e. the higher the group the higher your car insurance premium is likely to be. You can find out what your car insurance group is here.

Why has my car insurance gone up?

There can be many factors as to why your insurance premium has increased; if you’ve made a claim on your insurance, a conviction on your licence, a change of address which may be a more expensive area, medical conditions and the lose of discounts. All these factors can change your policy price.

How to cancel car insurance?

If you wish to cancel your policy with us, you must contact our customer care team as soon as possible. They may also ask you to confirm this in writing.

*5 Star Defaqto rating on Southern Rock and Watford policies only.