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Tag: Bad Mood

A Guide to Battling Blue Monday

“Blue Monday”, usually falls on the third Monday of January. It’s often dubbed by the press the “most depressing day…
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Vavista is a trading name of Somerset Bridge Insurance Services Limited. Insurance is arranged and administered by Somerset Bridge Insurance Services Ltd who are authorised and regulated by the Financial Conduct Authority (Firm Reference Number 477112). Registered in England and Wales (No. 6334001). Registered office: Lysander House, Catbrain Lane, Cribbs Causeway, Bristol, BS10 7TQ.

This is our registered office only and we do not deal with in person customer queries at this address.
Please click here access our contact page and find the best way to deal with any queries you have.

*5-star Defaqto rating on comprehensive policies only © Copyright Vavista Insurance 2026*

Vavista © 2026

Cancellation fees explained

Please read the following information before proceeding.

The table below sets out what fees are applicable if you choose to cancel your policy with us. The fees differ depending on when you cancel your policy. For full details regarding cancellation of your policy with us, please refer to our Terms of Business.

Please note some insurers also apply cancellation fees and charges - please ensure you review your policy wording before cancelling.

Fees included if cancelled Before policy starts Within 14 days of policy starting After 14 days of policy starting
Cancellation Fee £25.00 £35.00 £75.00‡
Policy arrangement fee None Pro-rata No Refund
Number of days on cover None Pro-rata Pro-rata amount
Full premium of any add-ons on policy exclusing RAC** None None (Unless a claim has been made) No Refund**

‡For policies with a start date before 11/03/26 the cancellation fee is £75.00 For policies starting on or after 11/03/26, the cancellation fee is £50.00.

**RAC breakdown cover will be manually pro-rata'd less any commission.

*For XS Direct policies please refer to your policy documents.