What to do if you have an accident

Nobody wants to be in an accident. But if the unthinkable happens, it’s important to be prepared and understand what…
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Taking care on the roads, as the clocks go forward…

As the clocks go forward, many of us feel that familiar jolt – an hour of sleep suddenly gone, and…
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Thinking about embracing the electric revolution and getting behind the wheel of an electric vehicle (EV)? With their eco-friendly appeal…
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We have recently been treated to some lovely summer weather here in the UK and it’s definitely feeling like summer….
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With ‘staycations’ on the rise, there are a lot more caravans on the road. It pays to know the current…
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Getting a new car can be a very exciting time, but selling your old run-around can be stressful. There are…
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It probably feels like cars are safer and more secure than they’ve ever been, however, this is sadly not the…
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Accidents happen, and when they do, the aftermath can be overwhelming. We understand that an accident is stressful enough without…
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Cars stolen via keyless theft are on the rise, but what exactly is keyless theft? Can you protect yourself against…
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Fees included if cancelled	Before policy starts	Within 14 days of policy starting	After 14 days of policy starting
Cancellation Fee	£25.00	£35.00	£75.00‡
Policy arrangement fee	None	Pro-rata	No Refund
Number of days on cover	None	Pro-rata	Pro-rata amount
Full premium of any add-ons on policy exclusing RAC**	None	None (Unless a claim has been made)	No Refund**
‡For policies with a start date before 11/03/26 the cancellation fee is £75.00 For policies starting on or after 11/03/26, the cancellation fee is £50.00. *RAC breakdown cover will be manually pro-rata'd less any commission. For XS Direct policies please refer to your policy documents.