Taking care on the roads, as the clocks go forward…

As the clocks go forward, it’s essential to adjust our routines and habits. This ensures safety on the roads. Taking care on the roads as the clocks go forward becomes even more crucial. The change in daylight can affect visibility and our overall alertness.

But we all groan at the prospect of an hour’s less sleep. And then the mornings, which were getting a bit lighter, are suddenly darker again. We now have to accept that it’s 7am when it’s still 6am in our heads….and that can mean dragging ourselves out of bed and heading off to work in the dark.

But aside from making us a bit grumpy, a study from the US has shown that the week following the ‘spring forward’ clock change is associated with a 6% increase in fatal traffic accidents. They analysed over 700,000 fatal motor vehicle accidents over a 20 year period to see a consistent increase in the week after daylight saving changes.

Why would this be?

It’s probably a combination of morning grogginess as we force our body clock into a slightly new rhythm, coupled with driving to work in the dark again. But interestingly, whilst the risk increased mainly in the morning, it was also elevated in the afternoon, despite longer daylight hours, suggesting it was the change in our normal circadian rhythm that was the main culprit.

Sleep is vital

Forcing ourselves to wake up with an alarm, rather than naturally, deprives our body of much-needed sleep. Sleep is more than just a ‘switch-off’. It is a carefully orchestrated programme of brain activity that helps us process memory, emotions, and creative thought. The value of sleep is hugely under-estimated. Most of us really do need 7-8 hours, whether we think we do or not. Insufficient sleep can lead to mood changes, weight gain, and risk of health problems like heart disease and diabetes. It also increases the risk of accidents on the road.

So, when the clocks go forward this spring, be prepared. Plan your week to get to bed an hour earlier than usual. This way, you are ready to wake up, rather than being jolted out of deep sleep by your alarm. Avoid alcohol, sleeping tablets, and sedating cold remedies or other drugs. These can make morning drowsiness worse. A coffee can help perk you up before you head off. Leave yourself enough time for that, without rushing once you get behind the wheel. Not only will it protect you, but motor vehicle accidents will put extra pressure on the NHS. This is pressure it can do without at this difficult time.

Ref  – A Chronobiological Evaluation of the Acute Effects of Daylight Saving Time on Traffic Accident Risk. Josef Fritz, Trang VoPham, Kenneth P. Wright Jr., Céline Vetter. Current Biology January 2020

If you’re looking for some healthy Springtime recipe inspiration, check out these dishes!

Get a car insurance quote from Vavista today! 

Disclaimer: Articles are for general information only – customers should always seek their own independent advice. Vavista is not affiliated with the organisations/businesses mentioned and does not recommend or endorse any of the included products or services. For more information, click here.

7 reasons why owning a pet is good for you

Vavista wellness expert (and dog owner) Alisa Burke reveals the research behind why owning a pet isn’t just good for your fitness levels, but for your mental wellbeing and happiness too….

Are you one of the owners of the 6.7m dogs and 9.8m cats kept as pets in the UK? I am writing this article as a converted dog lover, owning a short legged Jack Russell, Archie, who is nearly 4 years old and is our first dog. He’s a smart cookie.

Apparently, the average dog can understand up to 165 words! There are many reasons our family is smitten with him, but it was only when I started researching this article did I realise quite how good they are for our wellbeing.

Here are 7 reasons why owning a pet is good for you:

1. They make you and your kids more active

The American Heart Association (AHA) says dog owners are 54% more likely than non-dog owners to get the recommended daily amount of exercise. Obviously, this will depend on how often and how far your walks take you.

2. They reduce and buffer you against stress

Even gazing into your dogs eyes can increase oxytocin – our natural love drug that helps protect us from the damaging effects of stress. Research on horses and cats also confirms this effect – even in children and teenagers. And playing with your pet can increase serotonin and dopamine which have a pleasurable and calming effect. Besides these effects, an AHA statement suggests dog ownership may also decrease your risk of heart disease and increase survival rates amongst heart attack patients.

3. They show us unconditional love

No matter what sort of day you have had or how wretched you feel, your pet is always delighted to see you and welcome you home no matter what. They accept all of us. This ups our feelings of self-worth and self-esteem.

4. They are a source of emotional feedback

All mammals like horses and dogs have a mid part of the brain termed the limbic brain. This allows them to have emotional feelings and sense emotions in humans. A recent study in Hungary did MRI brain scans of 11 dogs who had been trained to be still and calm in the scanner; it showed that dogs have a similar brain process correlating with emotional responses as we do. Scans showed more brain activity in the primary auditory cortex area of the brain when the dog heard an emotional sound – the same pattern as humans showed. So, as pet owners know – they do seem to feel our emotions and give us emotional feedback.

5. Your immunity will benefit

Pets spread bacteria and therefore we may have a much wider mix of bacteria in our digestive tract and so are better able to cope when we come across a nasty bug. It increases our natural immunity and, in fact, studies show that having healthier gut bacteria can help us in numerous other ways too.

6. They make us feel needed

This can be especially powerful for the elderly for whom having something to care for can provide a reason to get up in the morning and go outdoors.

7. They provide an opportunity for social contact

Dogs are great conversation starters! Bumping into other dog owners on a walk is almost certain to prompt a few words at the very least.

It’s not always possible to have a pet of your own or it may not be something you want to commit to (and they are a sizeable commitment) but that doesn’t mean you need to miss out on these benefits. Maybe you could ask to walk someone’s dog for them or look after their pet when they are away. If you are a pet owner do take a moment to be grateful to your pet and appreciate the relationship and value your pet is contributing to your wellbeing.

 

Want some more wellbeing blogs? Read about our 6 self help tips for anxiety.

The Importance of Reporting Accidents

If you’ve been involved in a car accident, it’s crucial to report it to your insurer immediately, regardless of whether you plan to make a claim or who is at fault. The Importance of Reporting Accidents cannot be overstated.

In 2023, there were approximately 2.4 million car insurance claims [1]. New legislation now mandates that if your insurer cannot provide your signed statement within 30 days, you will automatically be deemed at fault for the accident. This deadline is particularly important in cases involving Personal Injury claims. The Importance of Reporting Accidents is highlighted by this new rule.

Promptly informing your insurer is vital, especially if there is any dispute over fault. The sooner you report the accident, the more time your insurer has to gather evidence and defend your claim. The Importance of Reporting Accidents is clear when considering the potential consequences of delayed reporting.

If the other driver submits a personal injury claim, it becomes even more critical to notify your insurer. They will have only 30 days to investigate, and if you are not at fault, you must provide your version of events in a signed statement.

The Somerset Bridge Limited Claims Team is available to support you 24/7 and you can speak to them by calling 0344 840 9537. If you have your policy details and incident details to hand, this will speed up the process. Don’t worry if you don’t – your address, car registration, etc. will be just as useful.

If easier, you can also report a claim online.
Click below and follow our simple claims process.

Start a Claim

Enjoyed this blog?  Check out Top 5 Most Common Car Insurance claims.

[1] UK car insurance statistics: Average cost and number of claims
Disclaimer: Articles are for general information only – customers should always seek their own independent advice. Vavista is not affiliated with the organisations/businesses mentioned and does not recommend or endorse any of the included products or services. For more information, click here.

5 things to think about when buying an electric vehicle

Thinking about embracing the electric revolution and getting behind the wheel of an electric vehicle (EV)?

With their eco-friendly appeal and cost-saving advantages, EVs are becoming an increasingly popular choice for modern drivers. However, making the right decision requires careful consideration of various factors. With the purchase of EV’s on the rise, here at Vavista, we wanted to highlight our 5 things to think about when you’re buying an electric vehicle.

1. There are now over 42,000 EV public charging points in the UK 

A lot of potential electric vehicle (EV) buyers are worried about where they can charge their car once they’ve bought it. This is understandable but the truth is, there are lots of ways to charge.

5 things to think about when buying an electric vehicle. An EV being charged outside.

According to EDF energy, there are more than 42,000 charge point connectors across the UK in over 15,500 locations.[1]

2. Your EV insurance needs to cover different things to a normal car policy

This includes things such as: cover if your charging cable breaks, or public liability insurance if someone trips over your charging wire. Make sure you carefully research your insurance needs and get the correct coverage for you. Thoroughly check your policy documents for all the things you may need.

5 things to think about when buying an electric vehicle. A woman signing a car insurance document.

3. There are no gears in an electric vehicle

An electric car has only three functions: forward, reverse, and neutral. This is because the electric motor turns clockwise or anti-clockwise. The direction in which it’s rotating, determines whether the car will move forwards, or backwards. It’s a different experience to driving a manual car and much more like an automatic to drive.

4. You can recharge your EV at home

When you have off street parking, the best way to charge is to have a home charger installed. This is different to the normal 3-pronged plug you would use at home. Most home chargers have a cable attached, which you just plug in to start charging.  This will give you much faster charging speeds than a regular household plug and you can leave it overnight.

5 things to think about when buying an electric vehicle. A silver car being charged outside a house with wooden cladding.

5. Braking adds miles to the vehicle’s range

Electric cars have a form of regenerative braking. Every time the driver pushes the brake, a small amount of electricity goes back into the battery, increasing the car’s driving range on a single charge. [2]

 

[1] Electric Car (EV) Charging Points UK – A Complete Guide | EDF (edfenergy.com)
[2]  23465-EST+DFT-Charging Electric Vehicles – Best Practice Guide-WEB.pdf (energysavingtrust.org.uk)
Disclaimer: Articles are for general information only – customers should always seek their own independent advice. Vavista is not affiliated with the organisations/businesses mentioned and does not recommend or endorse any of the included products or services. For more information, click here.

Eden Reforestation explore New Projects in Ethiopia, Brazil, and the Philippines

Ethiopia, Brazil, and the Philippines have highly degraded areas that were once thriving forests, the destruction of these forests impacts those living in extreme poverty the most. As a Vavista policyholder,  you continue to support Eden Reforestation Projects (Eden) as they  explore and launch projects in these three regions.

Why Ethiopia, Brazil, and the Philippines?

  • Ethiopia’s increasing population and dependence on natural resources have caused devastating long-term impacts on both the environment and the people’s ability to survive. Through Eden’s Employ-to-Plant methodology, local people in the Dawuro Zone will earn a steady income while restoring their forests.

  • Brazil is comprised of many unique ecosystems and regions. Along the coastal region, mangrove reforestation and restoration projects will provide stability against erosion while improving ocean and coral reef health. Eden plans to start in the Cerrado and the Mata Atlântica areas, the two regions most threatened by vegetation loss and deforestation.

  • Over 50% of the population in the Philippines, including millions of indigenous people, depend on their local forests. Eden is excited to partner with the indigenous community on the island of Mindanao to provide long-term economic opportunities through mangrove and terrestrial reforestation.

To learn more about projects coming soon in Ethiopia, Brazil, and the Philippines, click the button below

Give your car a summer health check

We have recently been treated to some lovely summer weather here in the UK and it’s definitely feeling like summer. This is the perfect time to give your car its summer health check.

The good news is that you can carry these out at home.

Check your coolant

Coolant or anti-freeze is great in the winter as it helps your car’s engine not freeze but in the summer it also removes excessive heat from the engine which is very important to avoid especially in hot summer traffic. To check that you have enough coolant, locate your radiator reservoir and make sure the coolant level is between the maximum and minimum lines.

Check your Oil

Oil is essential for your engine. Without oil, your engine would very quickly seize up and cause you to break down. To check your oil, locate your dipstick and make sure the oil level is in the middle of the max and min level.

Do you have a spare tyre, jack and locking wheel nut key?

It is important to make sure you have both items in your car in case you get a puncture and need to change your cars tyre. It’s important to note that no one (not even a recovery vehicle) will be able to take your wheel off without the wheel nut key. It is best practice to keep these items together, most sensibly in your boot.

Top up your Screen wash and check wiper blades

Make sure you top up your screen wash before any journey as it is essential for removing dirt or insects from your windscreen which if left without clearing can obscure your vision. It is also important to make sure that your wiper blades are fully functioning to ensure that you can see the road clearly. You can tell if you need to change these by checking your blades for any splits that may cause streaks on your screen.

Observe your tyres

There are a couple of important things to check with your tyres; tyre pressures, tyre treads and any cracking/ bulging. Check in your handbook to find out what the desired front and rear pressures should be. You can fill your tyres up with air at most garages or at home with a car tyre pump. You must also check that your tyre tread is legal. The legal limit is 1.6mm. To measure this, stand a 20p piece in the tread, if you can see the outer edge then you will need to change your tyre. The last thing to check is the overall condition of the car. Look out for any cracks or bulges in the tread and sidewall as these will need to be looked after.

Test your lights

You may need some assistance with this one but checking that all your lights work is still just as important in summer as it is in winter. Make sure to check all indicators, reverse and especially break lights (you will need these in traffic).

Does your air con work?

You may not use your you air con throughout the winter so it’s important to test it before you start any trip in the sun. If your air con is blowing out hot air without any sign or cooling down, you may need to seek technical help.

 

We hope you and your car enjoy the summer whatever you decide (or can) do.

Healthy summer BBQ: Tips, tricks and recipes

Welcome to our guide on Healthy Summer BBQ Recipes! As the days get longer and warmer, it’s the perfect time to enjoy nutritious and delicious meals straight from the grill.

There’s no getting away from it; with three out of four households in the UK now own some type of BBQ grill [1], come rain or shine, you’ll undoubtedly be invited to numerous barbecues this summer. But fear not; with a little thought (and some confident willpower), the dreaded waist-stretching afternoon of over-eating can become a healthy, nutritious meal. These tips, tricks and recipes should help to make sure you’re making the right choices…

Get the balance right

Have a good serving of good quality protein – whether meat, fish, chicken or a vegetarian source like tofu or beans. Avoid processed meat like sausages.

Then fill your plate with all the delicious salads or roasted veg that go so well with barbecue food.

If you want extra carbs than the veg and beans may provide, choose high fibre versions instead of processed white bread rolls or white rice and pasta. Sweet potato, sweetcorn or a lentil based salad are all good and filling choices.

This aubergine and tofu skewer recipe is a great way to incorporate both a lean, vegetarian source of protein from the tofu with the unique texture and flavour of nutrient-dense aubergine.

Healthy Summer BBQ Recipes

RECIPE: Tofu and aubergine Skewers
Serves 4
Ingredients:
  • 1 medium aubergine, thickly sliced and quartered
  • 1 block tofu, rinsed and dried on kitchen paper, cut into 1 inch chunks
  • Mango, Chilli and Lime marinade (see recipe below)
Method:
  1. Place aubergine and tofu chunks into a large ceramic oven dish and spread evenly. Pour the mango, chilli and lime marinade over the chunks, mixing to ensure all fully coated.
  2. Cover and leave to marinate in the fridge for between 8-12 hours.
  3. Use 4 wooden skewers to equally layer the aubergine and tofu chunks into kebabs
  4. Pop onto the BBQ, turning regularly

Enjoy! These work particularly well with some vermicelli noodles, especially with some leftover marinade mixed through

Make the right choices

Be mindful about what goes onto your plate, and into your mouth. Often there is an array of various alternatives to similar dishes such as bread rolls, salads, dips and meats; some will be better for your health and waistline than others. Use this opportunity to grab yourself a delicious, nutritious plate of fresh food with plenty of vitamins, minerals and antioxidants rather than just a greasy burger in a bun.

  • Choose higher fibre starchy carbohydrates such as wholegrain bread, pasta and rice, or potatoes with the skins on. Think about the dressings too; try to limit creamy dressings such as mayonnaise in a potato salad and choose an olive oil-based dressing instead;
  • Choose lean sources of protein such as chicken, fish and tofu. Red meats are beneficial in our diet for iron and B vitamins but are often high in calories and saturated fat; you might be better off choosing a lamb and veg kebab rather than a big chunky burger;
  • Fill your plate with the colourful array of vegetables and salad available. Dig in, they’re pretty much unlimited – but again think about dressings and dips.

This Asian mango, lime and chilli relish is a tasty way to dress and marinade your dishes whilst providing vitamins and antioxidants without the high-fat content.

Healthy Summer BBQ Recipes

RECIPE: Mango, chilli and lime relish
Serves 4
Ingredients:
  • 2 medium ripe mangoes, flesh scooped out
  • 1 red chilli, chopped
  • Juice of 2 limes
  • 1 thumb-sized chunk of ginger, peeled and chopped
  • 2 cloves garlic, peeled and chopped
  • 2 tbsp sesame oil
Method:
  1. Simply use a blender to blitz all ingredients until smooth and combined. Voila!
  2. Use as a marinade, spread onto a seeded bun or to dress an Asian-inspired noodle salad
Have a little of what you fancy

As soon as you deny yourself something, you’re creating a negative association which once succumbed to can sabotage all healthy eating efforts. How many times have you thought “no I mustn’t”, then eventually given in and ended up thinking “forget it, I’ll start again tomorrow, I’ve ruined my diet now”. Instead, try to think about what you’d really like to try and incorporating that into your meal. With so much variety on display and at such easy reach it’s easy to go overboard. Try these tips:

  • Share with others, automatically slicing your portion size
  • Just take 1 spoon of something as a taster if there are lots of things you’d like to try, keeping Tip 1 on portion sizes in mind
  • Prepare by choosing your dishes before you get to the buffet table

This recipe for vegetable crisps not only looks impressive, but will encourage you to choose a more vitamin-rich and lower fat savoury snack. Check out more ideas in our blog, Six Low Carb Veg Swaps.

RECIPE: Veg crisps
Serves 4-5
Ingredients:
  • 1 small beetroot, uncooked, peeled
  • 1 very small sweet potato, peeled
  • 1 large parsnip, peeled
  • 1 large carrot, peeled
  • Seasoning (eg. Black pepper/smoked paprika) if desired – easy on the salt
  • Spray olive oil
Method:
  1. Pre-heat the oven to 200⁰c
  2. Prep your veggies by either using a mandolin or very sharp knife to create slices as thin as possible. Cut the beetroot and sweet potato straight down vertically and try slicing the carrot and parsnip diagonally.
  3. Spray a few baking trays with some spray oil, then place a single layer of veg slices – avoiding any overlapping
  4. Top the veg with another spritz of spray oil
  5. Bake in the oven for 20 minutes, turning halfway until golden brown. Keep an eye on them, they may not need the full 20 minutes
  6. Remove from the oven, cool and store in an airtight container
Dunking and dipping

Dips and dressings can be where all your efforts to make sensible food choices can be sabotaged. Add up your mayo-swamped potato salad, creamy caesar dressing and barbecue sauces and you could be exceeding an additional 500kcal on top of an already calorie-dense plate. This isn’t to say avoid completely, just consider when choosing your dishes. Olive oil based dressings are better for your heart and overall health so an Italian-style balsamic dressing will be a better choice than a sugary, sticky barbecue or sweet chilli sauce or a creamy dip.

Here’s an easy, tasty recipe for an olive oil-based balsamic dressing which is low in salt and sugars.

Healthy Summer BBQ Recipes

RECIPE: Balsamic Dressing
Makes 10 servings (1 tbsp each)
Ingredients:
  • 6 tbsp Olive Oil
  • 2 tbsp balsamic vinegar
  • 1 tbsp wholegrain mustard
  • 1/5 tbsp clear honey
  • 1 small garlic clove, crushed
Method:
  1. Simply pop all ingredients into a bottle (I use old olive oil bottles), put the lid on and shake vigorously like a cocktail
  2. The dressing can be kept in the bottle; shake well before each use.
  3. Remember you can easily double or triple the recipe to make a big bottle or reduce it for a mini-portion which can be taken with you to work

If you want some more foodie inspiration, check out our other recipes here. 

Get a Vavista car insurance quote now! 

[1] Top 20 BBQ Facts – 28th National BBQ Week
Disclaimer: Articles are for general information only – customers should always seek their own independent advice. Vavista is not affiliated with the organisations/businesses mentioned and does not recommend or endorse any of the included products or services. For more information, click here.

Top Tips for Towing Caravans

With ‘staycations’ on the rise, there are a lot more caravans on the road. It pays to know the current laws and how to keep on the right side of them.

 

How many Caravans are on the road?

There are an estimated 555,000 touring caravans in the UK. That’s a lot of caravans on the road and half a million drivers that can use our handy tips to avoid a £1,000 fine.

Caravaners - top tips for towing - a car towing a caravan on the motorway.

Do you have the right license to tow your caravan?

You passed your test so you’re legal to tow a caravan right? Well there is no such thing as a ‘trailer licence’. Some licenses include the right to tow certain caravans, while others might need you to take an extra driving test:
 
  • If you passed your driving test before 1st January 1997 you’re allowed to drive a vehicle with a trailer or caravan combination up to 8,250kg.
  • If you passed after 1st January 1997 and have an ordinary category B (car) licence, you can drive a vehicle and trailer/caravan combo up to 3,500kg.
  • As of 19th January 2013 drivers passing a category B (car and small vehicle) test, can tow a small trailer/caravan of up to 750kg.

Does my vehicle have enough towing capacity?

  • The greatest weight your car can safely tow (i.e. fully loaded car plus fully loaded trailer/caravan) is listed in your car’s handbook.
  • The RAC has a great guide here if you can’t find your handbook. You should also remember that you can only tow something that is at most, 2.55 meters wide and 7 meters long.
  • Towing something too heavy is not only illegal but can also do serious damage to your car.

How can I make sure I am towing safely?

  • Make sure your tow bar is ‘type approved’. Meaning it meets EU regulations and is the right type for your car.
  • Never carry passengers in the caravan when you’re towing it.
  • Make sure your number plate is BS approved, shows your car’s registration number, and has lights on it at night.
  • Try to keep the caravan as light as possible with the heavier items low down and close to the axle.

Don’t forget you are towing a caravan

  • It seems obvious, but give yourself more time and space especially taking corners.
  • Never exceed 50mph on single carriageways or 60mph on dual carriageways.

By following these essential tips and guidelines, you can confidently tow a caravan while safeguarding your loved ones and your vehicle.

Stay safe, stay informed, and enjoy the open road responsibly. For more insights on travel inspiration, explore our blog on driving abroad. Safe travels!

Disclaimer: Articles are for general information only – customers should always seek their own independent advice. Vavista is not affiliated with the organisations/businesses mentioned and does not recommend or endorse any of the included products or services. For more information, click here.

Driving in Freezing Fog

The great British weather presents us with driving challenges at the best of times. Winter driving can come with challenging conditions such as darker mornings and nights, storms, high winds, fog, ice, and snow. Freezing Fog in particular can be very dangerous and Vavista has found some easy steps you can take to make your driving easier and safer.

Did you know…

Like normal fog, freezing fog is caused by land cooling overnight under clear skies. Freezing fog is similar but even more hazardous as it’s fog in freezing temperatures and consists of supercooled water droplets suspended in the air. This can lead to increased chances of black ice or your windscreen freezing over impairing visibility.

Preparing for driving in freezing fog

There are a few simple steps you can take to be safer in these conditions;

  • Ask yourself, is it safe to drive or should I postpone my journey?
  • If your car is iced up, ensure it’s all clear BEFORE driving
  • Make sure you know how to operate both front and rear fog lights, know where the buttons are, and any settings

  • When it’s really cold have a quick look at the pavement, is it frozen? This will give you a good idea of the potential road conditions
  • Pull away gently using low revs, you might even need to use 2nd gear to get going, and be gentle with both the accelerator and brakes to avoid skidding
  • If the freezing fog is severe use your fog lights, but DON’T use your headlights on full beam as this will reflect back and dazzle both you and other road users
  • Leave enough space between you and the vehicle in front, the ‘two second rule’ is a good way to be at a safer distance
  • Stick to main roads if you can as these are more likely to have been cleared, gritted and maintained by local authorities and the Highways Agency
  • Give yourself up to ten times more distance between you and vehicles. This is even more important at junctions where markings may not be visible
It is important to remember that if you are defrosting your car with the engine running to not leave it unattended. Your insurance may not be valid if something were to happen to it.